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People want to save more and spend less. Getting into the habit of spending less can have long-term benefits for your finances. These important habits can build up over time and become part of a financially rewarding routine.

The idea is to reward yourself, which is a powerful tool for motivating you to change harmful spending habits, according to Charles Duhigg, author of The Power of Habit.

Many people find it difficult to work toward big savings goals such as retirement, college for their children, or even building up a small emergency fund, Duhigg told CNBC.

“If you’re trying to save money, it’s essential that you develop a weekly routine where you reward yourself,” Duhigg said. And this reward does not have a high price.

Watch this video and learn the most effective ways to reward yourself for your savings and find out how you can both treat yourself and put three to four times more money in your pocket.

Learn more about Investing in You:
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Disclosure: NBCUniversal and Comcast Ventures are investors in tassels.